Supplemental health insurance

Protect your family with supplemental health insurance

Major medical insurance is important because it helps cover most medical expenses, such as doctors' bills and prescriptions. However, in the event of a serious illness, your share of the treatment costs may add up quickly. Not to mention, the nonmedical, everyday expenses, such as house payments and groceries that still need to be paid.

Supplemental health insurance works with your major medical insurance to help protect you and your family. It provides benefit payments directly to you – so you and your family can focus on your recovery, not your finances.

Call us at (800) 621-3724 or Find Your Local Agent

New York residents, call us at (800) 845-5512

Private health insurance or Medicare may leave you with high out-of-pocket medical costs, as well as nonmedical expenses if you're diagnosed with a critical illness.

Consider critical illness insurance

Critical illness insurance covers cancer, heart attack, stroke and end-stage renal failure. Plus, it can also cover conditions such as Alzheimer’s disease, blindness, paralysis, coma, transplant surgery/waiting list, amputation and deafness. We offer a variety of different coverage options, based on your areas of concern and need for specific coverage.

Understand the risk of a critical illness diagnosis

1-in-2 men
1-in-3 women

American Cancer Society, Cancer Facts & Figures 2017, p. 1–3, 2017.

Every 40 seconds,
someone has a stroke

American Heart Association, 2017.

1-in-10 Americans
65 and older

Alzheimer’s Association, Alzheimer’s Disease Facts & Figures 2017, p. 18, 2017.

Consider hospital indemnity insurance

Hospital indemnity insurance complements your existing health insurance plan by paying you cash benefits when you’re hospitalized due to covered accidental injury or sickness. Coverage options include a daily hospital stay, day one hospital admission, intensive care unit, emergency room visits and ambulance trips, among other choices.

Hospitalization facts and figures

of a hospital
stay in 2012.

Agency for Healthcare Research and Quality, National Health Care Expenses in the U.S. Civilian Noninstitutionalized Population, November 2014.

are associated to
hospital care in the U.S.

CDC, National Center for Health Statistics, Health, United States, 2015

are admitted to
U.S. hospitals yearly.

American Hospital Association, Fast Facts on US Hospitals, January 2017.

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Supplemental health insurance solicitation. A licensed insurance agent/producer may contact you.

Your benefit payment goes directly to you

With our supplemental health insurance, the payment goes directly to you. You can use this benefit to pay for everything from deductibles and copays to house payments and groceries.

Find your local agent

Get answers to your questions about supplemental health insurance.