Don't face Alzheimer's alone

The cost of care

Alzheimer's disease can take a toll on caregivers, with nearly 60% rating the emotional stress of caregiving as high or very high. However, the impact on caregivers doesn't stop there. Financially, being a caregiver for someone with Alzheimer's can be equally stressful.

Consider these facts about the cost of Alzheimer's care:

• In 2016, Alzheimer's will cost the U.S. $236 billion.

• Family caregivers spend more than $5,000 a year caring for someone with Alzheimer's.

• In 2015, more than 15 million caregivers provided an estimated 18.1 billion hours of unpaid Alzheimer's care.

• On average, care contributors lose over $15,000 in annual income as a result of reducing or quitting work to meet the demands of caregiving.

Alzheimer's Association, Alzheimer's Disease Facts and Figures, 2015, 2016.

Focus on care, not costs, with help from Critical Benefit PLUS^SM

Major medical insurance and Medicare may help cover most medical expenses. However, in the event of an Alzheimer's diagnosis, your share of the treatment costs may add up quickly. Critical Benefit PLUS^SM is here to help protect you and your family from these out-of-pocket costs.

Key highlights of Critical Benefit PLUS:

• Provides coverage for Alzheimer's (when unable to preform 2 of 6 ADLs) and seven other critical conditions¹

• Pays lump-sum benefits directly to you or someone you designate, not a doctor

• Lump-sum can be used to help pay for insurance shortfalls, special expenses, living expenses and loss of income

¹Coma, diabetic amputation, major organ transplant including heart, kidney, liver, lung and bone marrow (surgery and active waiting list), permanent blindness, permanent deafness, permanent paralysis.
Coverage for the conditions above is provided by the Critical Conditions Rider.

A long-term solution

Studies show that some people diagnosed with Alzheimer's disease can live as long as 20 years. A person with Alzheimer's will likely spend 40% of their years living with the disease in its most severe stage—and much of this time can be spent in a nursing home.¹ Luckily, our long-term care insurance policy is here to help. The typical cost of nursing home care can be as high as $7,000 a month.² Long-term care insurance offered through Bankers Life is here to help.

¹Alzheimer's Association, 2016 Alzheimer's Disease Facts and Figures, 2016, p. 29.
²U.S. Department of Health and Human Services, Costs of Care, accessed August 2016.

Key highlights of long-term care insurance:

• Helps you control where you receive care and how much is provided

• Helps protect your life's savings from the high cost of services

• Helps protect your family from the burdens associated with Alzheimer's nursing home care