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Breaking Down Long-Term Care Costs: What to Expect and How They’re Changing

Long-term care is one of the largest costs you’re likely to face as you get older. Explore how to prepare effectively and avoid hidden expenses that can derail your financial future.

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Personal Finance

What Are This Year’s HSA Contribution Limits—and How to Maximize Them?

If you’re enrolled in a qualifying health plan, there’s still time to make the most of one of the...

A woman helps her senior mother manage her Health Savings Account (HSA) and pay medical bills.
Personal Finance

Accessing Your Annuity Early? What You Should Know First

Many people include annuities in their retirement strategy—but aren’t always clear on how surrender...

A happy senior couple reviews annuity surrender period options on a smartphone
Personal Finance

Immediate vs. Deferred Annuities and Payout Options Explained

Annuities can be a flexible way to create income in retirement. These insurance contracts offer a range...

A retired woman reviews annuity payout options on her home computer.
Personal Finance

Fixed vs. Variable Annuities: Choosing the Right Fit for Your Retirement

When most people think about income, they think about a paycheck. But as you approach retirement, your...

A retired couple reviews fixed annuity versus variable annuity options over coffee at home