9 reasons to get a fixed annuity

Are you concerned that your portfolio and other investments won’t be enough to sustain you through retirement?

If your answer is “yes,” you’re not alone. According to a study released by the Bankers Life Center for a Secure Retirement, 69% of Boomers admit they don’t have or don’t know if they have the financial resources to live comfortably in retirement to age 85.¹

The solution to your retirement concerns may be the reliable income stream a fixed annuity can provide through the life of your retirement.

A fixed annuity is an insurance product that’s designed to grow your money through a fixed interest rate, on a tax-deferred basis, and provide you a monthly income.

Here are 9 reasons why you should consider a fixed annuity:

1. No upfront sales charges and no annual fees²
2. Minimum guaranteed Cash Surrender Value from day one
3. Annual access to money: free partial withdrawal amount provisions
4. Declining withdrawal charges that permanently end
5. No principal risk while participating in S&P 500^® growth
6. A guaranteed monthly income that cannot be outlived
7. Direct Rollovers for IRAs and other qualified plans means the tax-free transfers are handled by us and no paperwork for you to figure out
8. Tax-deferred growth
9. Beneficiary payments that avoid probate when a beneficiary is named that may in-turn save potential heirs money and time

Does a fixed annuity sound like a good planning vehicle for your retirement? Contact us today to learn more.

¹Bankers Life Center for a Secure Retirement, Paying for the New Retirement: Responsibilities and Challenges for Middle-income Boomers, July 2016.

²Except for the LA-08N.

Annuity form numbers: LA-02P(13), ICC14-LA-03D, LA-06T(13), LA-07G, LA-08N(13), LA-69A