Top places to retire in the US

Do you ever find yourself dreaming about where to live in retirement? Many retirees decide to relocate to a warmer climate, some like to move closer to family, and others like to stay put where they’ve put down roots.

We’re going to share the top places to retire in the US, but first, here are some factors to help you narrow your search of the best places to retire in America.

Affordable places to retire

Cost of living is a big factor when it comes to choosing where to live in retirement. As you research the most affordable places to retire, you’ll need to be aware of the median home price, tax burdens, median income, cost of living and employment rates if you plan on working.

Healthy living & health care

Health is one of the biggest factors for Boomers in building a secure retirement. Good physical health means retirees can lead more active lives and reduce their medical expenses. But health is more than notes on a doctor’s chart. Economic health, emotional and mental health, and social health all have roles to play in a truly healthy retirement.

A retirement lifestyle that supports healthy living can vary widely depending on where one lives. The healthiest places to retire in the USA have green space and clean air and water. In addition, quality health care, social activities, strong economies and low crime will offer retirees the highest quality of life.


Many retirees decide to move to their desired climate for their golden years. If you’re tired of cold winters, consider the south or southwest. If you have arthritis, a dry state like Arizona or New Mexico may be a good option for you. Coastal areas are popular for retirees, but don’t forget that these areas experience tropical storms and hurricanes. And oftentimes, the most desirable climates end up being the least affordable places to retire—so you’ll need to consider your budget.

Family & friends

Sometimes, the best places for Baby Boomers to retire have nothing to do with economics, health care or climate. Instead, the most important thing is being near friends and family, or within driving distance of your grandkids.

Top 10 places to retire in America

Now that you’ve considered the above factors, it’s time to reveal the top places to retire in the US. We looked at 60 metropolitan areas to rank the healthiest cities for retirees. The cities were scored on eight categories that are key to healthy living: health care, the economy and affordability, social, wellness, activities, environment, transportation and crime. Out of those 60 cities, here are the 10 most affordable places to retire that are also the healthiest places to retire in the USA:

  1. Seattle, Washington
  2. Minneapolis-St. Paul, Minnesota
  3. Denver, Colorado
  4. Portland, Oregon
  5. Hartford, Connecticut
  6. Omaha, Nebraska
  7. Baltimore, Maryland
  8. Pittsburgh, Pennsylvania
  9. Cleveland, Ohio
  10. Salt Lake City, Utah

Check out our full study, America’s Best Cities for a Healthy (and More Affordable) Retirement, here.